Your credit score has a significant impact on almost every part of your life. Low-credit-score individuals will spend extra money each year on mortgage prices, loan payments, and vehicle insurance. Moreover, a poor credit score may even cause you trouble while you are trying to get employed.
Nevertheless, there are ways to improve your low credit score. On an annual basis, consumers use trustworthy credit repair businesses to improve their credit scores. Your credit score can be adjusted by massive margins with the help of a good credit repair business. However, finding a good credit revival service is not a walk in the park.
Each respective company promises to, to some degree, improve your low credit score. Unfortunately, only a pitiful portion of them live up to the expectation. Luckily, some companies will genuinely increase your credit score for a reasonable price.
We will help you find the most effective credit repair services, including a guideline for which credit repair firm you should use. We put the most well-known credit repair services to the test and rated them. This is what we discovered:
Top 14 Credit Repair Services and Companies for 2021
We have combined our expertise and carefully examined the results of our testing to provide you with a list of the top 14 credit repair services and companies for 2021.
If you are looking forward to improving your credit score, these are the best credit repair services you can find:
- Credit Saint
- Sky Blue Credit
- Credit Monkey
- Credit Karma
- Lexington Law
- Leap Credit
- The Credit People
- Free Score 360
- Credit Sesame
- The Credit Watcher
Without further ado, this is what you can expect from each of the top-ranked credit repair services:
Credit Saint is a credit restoration agency claiming to be the best at disputing false credit information. Credit Saint offers you an in advance consultation free of charge. This will paint a clearer picture of how the firm operates and how it might assist you.
Credit Saint’s private dashboard, educational resources, and overall client experience have received relatively high praise. The company betters your credit score via a simplified, efficient, and speedy process.
Beyond its paid credit repair service, Credit Saint also offers complimentary services. Such include a free credit evaluation for anyone interested in dipping themselves into the realm of credit restoration.
Moreover, Credit Saint is one of the businesses on this list that offers a 90-day money-back guarantee. You have 90 days to obtain a full refund on your purchase. If you aren’t happy with the results of Credit Saint or how it boosted your credit score, you can get a full refund.
CreditRepair is an exceptional company that offers various free-of-charge services that we haven’t found with other companies while researching. The services feature a free credit summary, a credit improvement plan, and a free negative item review. You can then choose to proceed with CreditRepair’s comprehensive credit repair services.
Since 2012, CreditRepair has assisted with over 1.8 million deletions. The provider has tended to over 19 million disputes since its founding. In addition, they sent over one million interventions solely in 2019.
CreditRepair is one of the top-rated credit repair services accessible today. It is also among the very few on this list that offer a variety of price alternatives. These are basic, moderate, and aggressive programs, depending on how much you want to raise your credit score.
Nevertheless, CreditRepair is comparable to the other top-rated services on this list. Especially in terms of how it operates. The firm examines your credit report for errors. It further encourages credit agencies and lenders to double-check the information validity.
Bureaus are legally obliged to remove any entries that they cannot vouch for. Hence, CreditRepair may be able to improve your credit score drastically using this strategy.
Sky Blue Credit
Sky Blue Credit has been a service provider ever since 1989. This makes them one of the most experienced companies on this list. Its main advantage is that the company recognizes credit difficulties that other companies most often overlook. With this, they potentially improve your credit score faster than any other supplier on our list.
Sky Blue Credit is a credit rehabilitation service that costs $79 per month and comes with a free six-day trial. A 90-day money-back guarantee also backs all purchases. This is a feature we rarely see with other credit repair firms.
Professional analysis, unique disputes tailored to your case, and state law study for each debt collection matter are just a few of the benefits of Sky Blue Credit.
With deliberate challenges and tangible credit score improvements, Sky Blue Credit certainly deserves to be part of the top-ranked credit restoration organizations.
Since the year 2000, CuraDebt has provided debt help to all individuals throughout the United States.
CuraDebt is a top-rated debt relief firm that has serviced more than 200,000 clients throughout the last 20 years. It enables applicants to overcome debt, regardless of how challenging their status may be.
Tax debts, credit cards, medical bills, or any other unsecured debt are all part of the debt-related issues addressed by Cura Debt today. Before purchasing anything from CuraDebt, you are eligible for a free savings estimate. This will help you discover how much money you could potentially save.
CuraDebt’s experts have more than a century of total tax debt settlement experience. Their emphasis is on tax resolutions, partial payment arrangements, audit defense, complex remedies, and non-collectible solutions.
To boost your credit score, consider reducing debts. CuraDebt may help you lower the amount of money you owe, allowing you to improve your credit score swiftly.
MyFICO is FICO’s official consumer division. It is an analytics firm that analyzes your credit score using information from three of its credit agencies.
The advanced subscription costs $29.95 per month, while the premier subscription plan comes at a monthly price of $39.95. Both types enable you to monitor your credit score at all times. This makes it simple to spot inaccuracies and incorrect data.
You get a total of three-bureau coverage – $1 million in fraud prevention, 24/7 identity restoration support, and constant monitoring of your score, credit report, and identity. What differentiates the Advanced and Premier programs is that the Advanced plan provides updates every third month. At the same time, the Premier plan provides updated monthly.
MyFICO promotes its credit restoration and monitoring service delivered as an all-in-one package. Instead of acquiring information from one or two credit bureaus – you get information from all three sources.
Your lenders are already using a FICO score; therefore, you should understand what FICO is and how it works. Moreover, FICO scores are used by 90% of top lenders to compute rates. Thus, MyFICO can help you keep track of the essential measure and essentially increase your credit score.
CreditMonkey is a credit rehabilitation business that can be accessed online. The service is available in all US states, varying between $99 to $499 a month.
Credit Monkey has six different programs you can choose from. Naturally, the more you spend, the more entries from your credit record you can eliminate.
For instance, the basic $99/month service will clear up to five negative items from your record. On the other hand, for $499/month, the most expensive plan of Credit Monkey includes five operational credit cards, a $10,000 credit line, and the removal of an infinite number of public records, negative inquiries, and more.
Furthermore, by deleting erroneous data, Credit Monkey guarantees to boost your credit score significantly. Credit Money’s research shows that 89% of credit records include typos or significant issues.
Moreover, common mistakes are as simple as inquiries. On the other hand, charge-offs, bankruptcies, collections difficulties, and missed fees can all negatively impact your credit score.
One of the most well-known credit restoration programs accessible today is Credit Karma.
The company provides a wide range of credit restoration and other credit-related services and goods.
By downloading the free Credit Karma app today, you can join a community of over 100 million people who use Credit Karma to improve their financial situation.
Credit Karma is an entirely free service. In exchange for utilizing the information to provide you with offers, the corporation gives you free access to your credit score and credit report – a fair deal, we’d say.
Credit Karma shows offers for loans, accounts, credit cards, savings accounts, vehicle financing, mortgages, and other financial products. However, you are under no obligation to take advantage of any of these options, as you can use the app for free.
Credit Karma makes it simple for you to manage and track your credit score by providing you the opportunity to avoid inaccurate entities’ fines.
Right next to the most prominent credit US bureaus Experian and Equifax are TransUnion. TransUnion offers credit revival and remaining credit-related services.
TransUnion is a for-profit company that records your credit score and provides subscription services to assist you in tracking and improving your credit score over time.
TransUnion has a handful of resources to lend a helping hand in improving your credit score. You can obtain features like CreditCompass and Credit Lock Plus by subscribing to TransUnion’s subscription services for as little as $25 per month.
CreditCompass also shares tips and tricks on how to improve your credit score. Credit Lock Plus, on the other hand, protects your TransUnion and Equifax reports in mere clicks. This saves you from further harm in case your information gets stolen.
The ID theft insurance is yet another benefit of TransUnion’s subscription. Subscribers are covered for $1 million in identity theft. Moreover, TransUnion will pay you if your information is misused and you have lost money along the way.
Additionally, TransUnion also offers free ID protection and other benefits to help you restore and manage your credit.
Lexington Law counts as one of the most reputable and acknowledged credit revival providers. Since its beginning in 2004, the company has helped customers remove over 70 million items from their credit reports. Lexington Law has continued to be one of the most excellent solutions available, with 17 years of expertise in restoring credit scores for customers.
Lexington Law offers a reliable credit restoration service backed by a reputable law practice. The firm operates under the belief that credit restoration doesn’t happen overnight. Instead, it takes time, effort, and legal knowledge.
Lexington Law puts this knowledge to work for you, assisting you in repairing your credit score. Lexington Law begins by looking into and analyzing your credit score.
The company examines your credit report to see what is incorrectly lowering your credit score. Once they are done, they challenge and contest each item, requesting confirmation from the credit agencies and your creditors that the negative details are factual and fair.
And the best part is, Lexington Law keeps track of your credit score throughout time, addressing new problems as they arise.
Leap Credit makes it simple for people of all credit levels to acquire the money they need in the shortest time frame possible.
For consumers with all types of credit, the organization offers a simple application process, quick approval, and other benefits.
You should be able to acquire a loan from Leap Credit provided you have a verifiable source of income, an open bank account, and are a US citizen of at least 18 years old.
The corporation will deposit funds into your account within two business days, making LeapCredit one of the fastest credit approval companies.
The Credit People
The Credit People states that, after using their method, the average customer’s credit score will improve between 53 to 187 points.
Consumer Affairs and other major review websites have given the company high marks. The Credit People has helped consumers resolve over 1.4 million credit concerns. After using the service, the report stated that 78 percent of its users were accepted for auto loans, 71 percent for home loans, and 81 percent for new credit.
The Credit People allows you instant access to all three credit records and credit scores. The Credit People guarantees result in less than two months by taking precise procedures to boost your credit score. Although The Credit People appears to be a new business, the website has been around for 15 years.
The Credit People is a top credit revival name in the business. Its services cost only $19. The organization also provides repair services in addition to the monitoring mentioned above services.
Free Score 360
For a monthly subscription price of $29.95, FreeScore360 delivers credit ratings from all three bureaus.
With Free Score 360, you get a seven-day free trial, which allows you to get your credit scores for free – and right away. FreeScore360 will charge you $29.95 a month and continue to impose the same amount unless you decide to unsubscribe.
Moreover, your subscription includes the ScoreSense system from FreeScore360, which offers daily credit monitoring and notifications.
In addition, there is an online learning hub where you can learn more about your credit score and everything related to it.
Credit Sesame makes it easy to find, understand, and use your credit score.
Additionally, it is a rare sight for a credit repair company to have an excellent mobile app – and Credit Sesame does. The Credit Sesame mobile app for Android and iOS makes it simple to manage and repair your credit score wherever you are.
The personal credit management (PCM) platform is at the heart of Credit Sesame’s app. You may monitor and observe all credit-related difficulties through this platform. Even more, you may acquire a free credit score and credit report copies. Finally, you can learn more about what your credit score signifies.
The organization makes customized offers based on your credit history, allowing you to use your credit for various purposes.
Credit Sesame’s most attractive feature is that it is entirely free. Credit Sesame is free to use, unlike the majority of the other services on our top-ranked list who demand a fee for you to obtain your credit report. Instead, Credit Sesame gets a cut if you take advantage of those opportunities. Meanwhile, anyone can use the program free of charge.
The Credit Watcher
The Credit Watcher offers a service that grants you fast access to your three credit ratings. All three stem from the three predominant credit bureaus.
With Credit Watcher, you’ll receive your three credit reports via safe online delivery right away. You’ll also be able to acquire your credit scores and reports daily after that.
Like Credit Karma and Credit Sesame, the Credit Watcher is best used as a monitoring and reporting service. Unfortunately, The Credit Watcher isn’t a full-fledged credit repair firm. The company can only provide you with the information you need about your credit. It then allows you to follow your progress over time.
However, The Credit Watcher’s major flaw is its cost. $39.90 monthly gives equivalent information to the free credit monitoring programs that we have already covered.
You won’t get the exact personalized offers as you would with Credit Sesame or Credit Karma. But, you will pay way more to prevent the selling of your data.
Our Methodology – Explained
All credit repair businesses guarantee to raise your credit score utilizing tried-and-true procedures.
However, not all businesses live up to their name. Therefore, we utilized the following criteria to distinguish between the best and worst credit restoration services. Credit score improvement, price, credit repair methods, monitoring vs. repairing, transparency, business experience, user interface, refunding policy, and correctly estimated credit score improvements.
Credit Score Improvement
You are trying to improve your credit score by employing a credit repair service. The number of points by which credit score firms increased credit ratings on average was the most crucial factor we evaluated. To conclude, your credit score can be improved by hundreds of points with the help of a good credit repair company.
Correctly Estimated Credit Score Improvements
The finest credit repair organizations record how many points their clientele’s credit scores increased on average. For instance, given the average rise from prior clients, TheCreditPeople estimates a credit score boost of 53 to 187 points. Therefore, we have ranked better the companies that have publicly announced their results.
Credit Repair Methods
The majority of credit repair businesses work by disputing erroneous information on your credit record. This is a simple procedure that anyone may perform by just contacting the three largest credit bureaus. On the other hand, the most significant credit repair agencies do more than just deleting inaccurate information from your credit report.
As we have already mentioned, credit bureaus are challenged to prove all items on the credit report – and if they fail, the item gets deleted.
Monitoring vs. Repairing
While some credit companies place a strong emphasis on monitoring, others will take particular steps to help you improve your credit score. Hence, it is difficult for those unfamiliar with credit repair services to understand how each organization operates. Instead of basic credit monitoring, we picked credit companies that offered concrete credit rehabilitation services.
While people can pay hundreds of dollars per month to improve their credit score, the majority would want to spend less and gain more. That is why the price tag and the value are included in our ranking system of each credit repairing service.
We consider transparency and honesty to be the best way for companies to obtain new clientele. Therefore, we have ranked only the most transparent providers that vouch for the service they offer, as opposed to firms that guarantee you an impossible-to-provide improvement on your credit score.
Most credit restoration firms offer a user interface that makes managing and monitoring your credit score simple. Still, some have complicated websites. Hence, we have ranked organizations based on their entire customer experience. We also gave bonus points to those offering the most seamless customer experience.
It is common among credit repair organizations to only make suggestions on how they would be able to help. Nevertheless, the best-ranked credit repair firms strongly believe in their work. They also offer money-back guarantees for clients dissatisfied with their work. The satisfaction guarantee is known to range from a week to up to 3 months.
The company experience was another critical factor for us while ranking the best credit repair services for 2021. Some firms happen to have decades of experience. Others are relatively new on the market, as they have been running only for a couple of years. Naturally, the company’s expertise and reputation have played a significant role in our ranking system.
The Perks of Credit Score Repairments: What to Expect
Improving your credit score can indeed alter your lifestyle. If you are contemplating whether you should do it or not – you definitely should!
For instance, it is simpler to rent an apartment or obtain a bank loan with a strong credit score. And the most significant part is – improved credit score has the potential to accelerate your work prospects, too.
Moreover, it can help you save extra money on your auto and house insurance policies. What’s more, it might even make finding a companion easier.
The top 10 most essential advantages of fixing your credit score are listed below:
Pay Less for Automobile Insurance
Full coverage auto insurance costs the typical American $1,450 per year. Nonetheless, the average citizen with terrible credit spends more than $2,100 a year.
The worst thing is you might spend one thousand dollars a year more than the average American with a low credit score.
Insurance providers could use your credit rating to compute premiums in practically every state. The exceptions to the rule are Hawaii, California, and Massachusetts.
Furthermore, firms charge substantially higher premiums to drivers with low credit scores since they are generally riskier to cover.
Therefore, if you decide to lower your credit score now – you might be able to save a significant amount of money on insurance premiums over the next couple of years.
Pay Less for Homeowners Insurance
The cost of US homeowner’s insurance is thousands of dollars every year.
If you happen to have a terrible credit rating, you could end up paying almost double as much for homeowners insurance. This is because homeowners with poor credit ratings are considered to be more tricky to insure.
The reason why insurers charge higher fees is that they rely on statistics. These report that a poor credit rating means you are more likely to commit insurance fraud, miss, or late payments.
Obtain High Limits & Superior Credit Cards
As your credit score rises, you’ll be able to apply for new credit cards with more considerable limits.
This is because a strong credit score indicates that you are capable of settling your debts. This shows that businesses are more interested in lending you money, as you would not represent a significant risk.
The differences in credit card limits are enormous – a good credit rating brings you plenty of benefits and ten times the standard limit. This is opposed to low credit card limits when you have a poor credit rate.
Furthermore, better prospects and new credit cards become available to you as soon as you repair your credit rating. A simple example would be credit card companies providing cashback deals to specific consumers with good credit ratings.
Enjoy Lower Mortgage Rates & Trouble-free Approval
Getting a mortgage is difficult for everyone. However, it can be incredibly hard for those with poor credit scores. Moreover, it may be tough to secure a mortgage if you’ve had a poor credit score.
Additionally, even if you manage to receive a mortgage, you could end up paying for considerably higher interest rates than most. This might potentially add hundreds of thousands of dollars to your yearly mortgage bill.
Thereby, with a slight improvement of 20 to 50 points, you could potentially save thousands of dollars on your mortgage.
Find Your Perfect Rental Home
The first thing that lenders do when you intend to rent their place is checking your credit score. In addition, some of them also require a full credit report.
Therefore, by having a poor credit rating, you could lose the chance to acquire your perfect new home. Moreover, the prices might happen to be far from affordable for you.
However, if you have a good credit score, you will always be a top choice for property managers. You will also have the chance to get the perfect rental home.
Acquire Greater Bargaining Power
The sad truth is, when your credit score is poor, you practically have no bargaining power. Instead, you are supposed to take the rates imposed onto you by the lenders.
This is a common practice among lenders, as they are aware of your situation, and they know you have very few options.
Moreover, the fact that you have less negotiating power can impact every financial decision you make. However, your negotiating power increases as your credit score rises. It, therefore, allows you to bargain with the lenders.
More-solid Future Preparations
Having a good credit score puts you in a pretty positive place. You will most likely be able to come to terms with your lender or be granted the credit you applied for.
That said, having great credit rates allows you to have a more solid future. Hence, it will be more likely to be approved for a credit card with 0% APR.
Pay Lower Mobile Phone Rates
Well-qualified borrowers get lower prices from cell phone carriers – and that is a fact.
If you happen to have a strong credit rating, you may be able to purchase a cell phone on contract without having to pay a security deposit. This will allow you to receive a pricey cell at a lower price.
On the other hand, if you happen to have a poor credit score, you might be compelled to purchase a prepaid phone. Or to obtain a pay-as-you-go plan with subpar rates.
No Required Security Deposits on Utilities
It is commonly known that if you have a bad credit score, you will be asked to pay a security deposit on utilities.
Contradictory as it sounds, utility organizations know that you might struggle to make ends meet. Therefore, they will ask for you to pay for security deposits in case you miss your payments.
Moreover, deposits range from $100 to $400, depending on the state and the lender.
You can prevent the requirement for security deposits by raising your credit score.
Live Life to the Fullest
Our credit scores seem to affect our everyday life, and they do that to a great extent.
Therefore, fixing or improving your credit score will only help you live your best life while balancing your financial situation.
Frequently Asked Questions About Credit Repair Companies
If you want to check your credit score, credit report, or you want to approach a credit repair service, but you have no idea where to start – we have your back.
These are the 30 most frequently asked questions, and you can use the answers as a guide to improving your credit score.
Q: What is the difference between a credit and a mortgage?
A: While mortgages are typically used by people that want to purchase a home or an automobile, credit loans can be used for anything. Mortgages also have a lower rate when compared to credit lines.
Q: What are credit scores?
A: A credit score is a three-digit figure used as a rating of your lender’s trustworthiness. Your credit score is determined by the amount of credit you have had in the past, the number of inquiries you have made, and other criteria.
Q: Why do lenders ask for my credit score?
A: The main reason why lenders ask for your credit score is so they can make a risk assessment. Based on the kind of risk you might pose for the lenders, they will propose their rates. The higher risk you pose, the higher the rates will be.
Q: How to tell if I have a good credit score?
A: According to experts, any credit score calculated at more than 671 points is considered a good credit score.
Q: How do I tell if my credit score is bad?
A: You have a bad credit score if it is less than 670.
Q: What counts towards lowering my crediting rating?
A: Multiple factors can cause significant drops in your credit score. Such are submitting late payments, foreclosures, holding excessive credit card balances, and ignoring wrong items on your credit records.
Q: For how long is an item a part of my credit record?
A: This is mainly dependent on the item and the bureau at hand. Each bureau has its regulations. However, most commonly, items remain on your credit report for seven to ten years.
Q: How many credit scores do I have, and can I have more than one?
A: Yes. You have three. Three different bureaus track the three credit scores. More often than not, the numbers are relatively close in all three.
Q: Is there a limit for credit score rating?
A: Yes. There is a minimum and maximum possible credit score, with the minimum being set at 300, while the maximum is at 850 points.
Q: What can increase my credit score?
A: Limiting the number you apply for new accounts, never missing payments, catching up on past-due bills, and building your credit file are all factors that can increase your credit score.
Q: Who can check my credit score?
A: Your credit score is evaluated by all lenders. These also include mortgage lenders, car lenders, and credit card issuers.
Q: Which organizations keep track of my credit score?
A: Three main bureaus in the US keep track of your credit score: TransUnion, Equifax, and Experian.
Q: What are credit bureaus?
A: Credit bureaus are private corporations that keep track of applicants’ creditworthiness. Credit bureaus monitor every criterion to assess your creditworthiness.
Q: Credit report vs. credit score: How are they different?
A: Credit reports contain a list of items that affect your credit rating. A credit score is a three-digit number that indicates your creditworthiness.
Q: Should I know what a FICO score is?
A: FICO score represents the credit score created by the private organization. They do not keep track of your information on their own. But, they collect your data from the three major US bureaus and attach a number to your credit.
Q: Who calculates my FICO score, and how is it done?
A: The private organization FICO calculates your credit score. The factors examined include payment history, amounts owed, lengthiness of your credit history, the new credit, and a mix of credits.
Q: How do I obtain a good credit score?
A: Paying your bills before their due date, keeping credit card balances down, using several sources of credit, and avoiding excessive debt are the best ways to improve your credit score.
Q: Who can fix my credit rating?
A: Besides yourself, you can contact a credit repair company to fix your credit rating.
Q: How do credit repair companies operate?
A: First, you contact a credit repair company and ask for their services. Then, they examine your credit record for any incorrect entries and then erase them. Lenders and credit bureaus are required by law to prove each entry on your credit record or erase it.
Q: What can I find on my credit record?
A: A lot of information is stored on your credit record. Such are your account name, ID information, credit history and inquiries, your credit rating, credit limits, late payments, and your public records.
Q: What is the minimum credit score that will allow me to purchase a house?
A: The minimum credit score that will allow you to purchase a house is set at 620 points.
Q: What is the minimum credit score that will allow me to purchase a vehicle?
A: You can find lenders to let you purchase a vehicle with a scoring rate of 500. Yet, the recommended credit score for you to buy a car is 550.
Q: Can my credit score affect my working experience, and how?
A: Unfortunately, your credit score can affect your employment. Having a poor credit score could potentially lower your chances of acquiring a job or even getting promoted.
Q: Can I get a free credit report?
A: Yes, you can. Once a year, all three major credit bureaus are lawfully obliged to provide you with your credit report.
Q: What does credit repairing mean?
A: Credit repairing is essentially the process of raising your credit score.
Q: What is the fastest way to repair my credit?
A: The fastest way to repair your credit is to contact the best credit repairing company to best address your needs.
Q: How fast can a credit repairing company improve my score?
A: Some credit repairing companies claim to improve your score within a few weeks. But, most credit repairing organizations guarantee an improvement after several months.
Q: Can I boost my credit score for free?
A: You can. You can use a free organization to help you monitor your credit score. You can also follow the guidelines for improving your credit score.
Q: What types of credits affect my credit scores?
A: Simply put – every type of credit affects your credit score.
Q: Can I improve my credit score on my own?
A: Yes. You can improve your credit score on your own by following the guidelines to having a better credit score. Or by contacting the credit bureaus to address errors and request their removal.
Top 14 Credit Repair Services and Companies for 2021 Conclusion
A stellar credit score is a dream of every American. However, the reality is different.
Countless people have inconsistencies in their credit records which lead to worse credit scores. And credit ratings are known to affect every aspect of our lives.
If you know how your credit score impacts your life and want to change that – choosing a good repair company is your first step there.
Our team has put in an incredible amount of work while conducting the research. Filtering out the top-notch choices was our highest priority.
The top 2021 credit repair companies are here to ensure you get the results you aspire to in the fastest way possible.
The links contained in this product review may result in a small commission if you opt to purchase the product recommended at no additional cost to you. This goes towards supporting our research and editorial team and please know we only recommend high quality products.
Please understand that any advice or guidelines revealed here are not even remotely a substitute for sound medical advice from a licensed healthcare provider. Make sure to consult with a professional physician before making any purchasing decision if you use medications or have concerns following the review details shared above. Individual results may vary as the statements made regarding these products have not been evaluated by the Food and Drug Administration. The efficacy of these products has not been confirmed by FDA-approved research. These products are not intended to diagnose, treat, cure or prevent any disease.